If you are considering filing for bankruptcy, you’ve probably heard of the 341 Meeting or the First Meeting of Creditors. The anticipation and anxiety one could go through while waiting for this “meeting” is enough to drive a person crazy (if the stress of bankruptcy were not enough). I thought it would be helpful to [...]
Author Archives: christina
What is a 341 Meeting in Bankruptcy?
Posted in Bankruptcy Tagged 341 Meeting, Bankruptcy, Chapter 13, Chapter 7, First Meeting of Creditors, Trustee Leave a comment
Donald Trump, Bankruptcy, and Chapter 11
Here’s something strange. I actually mentioned Mr. Trump and his bankruptcies in April of last year, way before he became the voice of crazy and decided he’d like to be President of the United States. Anyway, whether you’re a supporter or not, my intention for this post was to try to figure out how Donald [...]
Win a $100 American Express Gift Card
Ask Mr. Credit Card is currently running a contest that offers a $100 American Express Gift Card. It’s really easy to enter and in my case, is the closest I may ever get to any American Express product. Yes, I know it’s a gift card. But it’s $100 and I know I could use extra [...]
Posted in Credit Cards and Bills, Free Stuff Tagged American Express Gift Card, Ask Mr Credit Card Leave a comment
How Do You Video?
I am seriously considering vlogging, because let’s face it it’s pretty cool to be able to watch an occasional video. I have tried a video app with my iPhone (I have the very first iPhone invented) but haven’t been so impressed with it that I used it more than once. I have also considered for [...]
5 Bankruptcy Filing Regrets
I have been talking to bankruptcy filers and reading through bankruptcy stuff and have come across some of the things that people wish they had done differently. All in all, bankruptcy provides a fresh start and most people don’t regret the bankruptcy itself. There are a few things that seem to come up repeatedly about [...]
Epsilon Credit Card Email Hack
As you’ve probably heard by now, Epsilon, which handles email marketing for various credit card companies, was hacked and apparently a large number of client names and emails were involved. Most likely millions. I first received the notice from Juniper (Barclay’s Bank) and figured it was no big deal because, well it’s Juniper. I’m currently [...]
Means Test Calculator: How to Find Out if You Qualify for a Chapter 7 Bankruptcy
If you are considering filing bankruptcy, you may want to check out this Means Test Calculator that I found online. The Means Test is basically some kind of mathematical formula based upon your income and expenses that determines whether a person filing bankruptcy would be considered an “abuse to the bankruptcy system”. You just need [...]
What Happens When a Credit Card Company Disappears?
While researching credit cards for consumers with bad credit and no credit, I’ve found that many of the secured cards that were once available are no longer operating. Many have statements on their websites (if there is a website) such as “this card is no longer available” and a couple, such as the Continental Finance [...]
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The Most Forgiving Credit Cards for Bankruptcy Filers
There are credit cards that a bankruptcy filer will not own until the bankruptcy is erased from the credit report (which, by the way, could be up to 10 years). I won’t list them because a) it’s depressing and b) all bankruptcy filers and broke people know which ones hate us. We are also aware [...]
Posted in Bankruptcy, Credit Cards and Bills, Credit Repair, Credit Reports Tagged Bankruptcy, Capital One, credit cards, Hooters, HSBC Leave a comment
What Should Be on My Credit Report After Bankruptcy?
One of the most common questions regarding post bankruptcy activities, seem to be related to how the bankruptcy is reported on the credit report. In this study in 2004, it was reported that 4 in 5 credit reports contain errors. Even though things have likely gotten better since then (hope hope) I still hear quite [...]
Posted in Bankruptcy, Credit Repair, Credit Reports, Uncategorized Tagged Bankruptcy, charge offs, Credit Reports, disputes, late payments Leave a comment