Ask Mr. Credit Card is currently running a contest that offers a $100 American Express Gift Card. It’s really easy to enter and in my case, is the closest I may ever get to any American Express product. Yes, I know it’s a gift card. But it’s $100 and I know I could use extra [...]
Category Archives: Credit Cards and Bills
Epsilon Credit Card Email Hack
As you’ve probably heard by now, Epsilon, which handles email marketing for various credit card companies, was hacked and apparently a large number of client names and emails were involved. Most likely millions. I first received the notice from Juniper (Barclay’s Bank) and figured it was no big deal because, well it’s Juniper. I’m currently [...]
What Happens When a Credit Card Company Disappears?
While researching credit cards for consumers with bad credit and no credit, I’ve found that many of the secured cards that were once available are no longer operating. Many have statements on their websites (if there is a website) such as “this card is no longer available” and a couple, such as the Continental Finance [...]
Also posted in Bankruptcy, Credit Repair Leave a comment
The Most Forgiving Credit Cards for Bankruptcy Filers
There are credit cards that a bankruptcy filer will not own until the bankruptcy is erased from the credit report (which, by the way, could be up to 10 years). I won’t list them because a) it’s depressing and b) all bankruptcy filers and broke people know which ones hate us. We are also aware [...]
Also posted in Bankruptcy, Credit Repair, Credit Reports Tagged Bankruptcy, Capital One, credit cards, Hooters, HSBC Leave a comment
Which Personal Finance and Budgeting Software Is the Best?
I have been trying to manage my finances with mint.com for a year now, but for some reason one of my banks will still not update correctly. The most frustrating part is when I was screaming that mint.com was the best thing that had ever happened to me, all of my accounts worked [...]
Really Bad, Bad Credit – Credit Cards
I have noticed a number of suggestions for credit cards for people with bad credit and people that have filed bankruptcy and I wanted to mention that sometimes, some of those credit cards or cards are really bad. Some are such crappy deals, that I don’t think anyone’s credit is bad enough to have to [...]
Also posted in Bankruptcy, Credit Repair Tagged bad credit credit cards, Bankruptcy, merchandise card, prepaid, secured 1 Comment
Hooters MasterCard Review
Hooters is friendly! That may seem like a typo or really bad grammar…but I thought I’d fill you in on the Hooters credit card. If you know already that you would be mortified whipping out a credit card with the Hooters owl and HOOTERS in big, bold print, then don’t even read this. If, however, you [...]