I finally made a spreadsheet of my credit cards and included the balances, minimum monthly payments and interest rates to help determine which ones need to be paid and which ones actually need to be attacked. Aggressively. I have read in a few places to pay the ones with the high interest rates as soon [...]
Category Archives: Financial Goals
MyFICO Valentine’s Day Survey
Whether your credit is shiny and pretty or crappy and being worked on, you will need to have an idea of what your credit score is. Post bankruptcy especially need to keep up with their credit reports and their credit scores in order kind of gauge what’s going on with their credit. If you are [...]
Orchard Bank and Credit Cards After Bankruptcy
It seems that as soon as people file bankruptcy, they want to know how to start repairing their credit. Usually credit cards are the first and easiest way to start this process. The Orchard Bank MasterCard and Orchard Bank Visa are popular credit cards that are specifically geared for those with poor credit and those [...]
Also posted in Bankruptcy, Credit Cards and Bills, Credit Repair 2 Comments
Friday Fun Money Quiz
Here’s a fun quiz to take sometime. It’s called “Do You Have What it Takes to be Wealthy”. It’s short so try it out and see what you get. If it were a test I would’ve gotten the big fat F-. My results were actually like 17 out of 60 points and the conclusion was [...]
Miss Bankrupt is a Hoarder
Today I emptied my condiment drawer at work. I was forced to clean my office; I’ve been telling everyone it was somewhat of an intervention except no one was crying or reading me letters. My boss scheduled it on our calendar and then went through my files himself, while I piled up all of the [...]
The Broke Person’s Mantra
I’ve heard it many, many times. Most recently, while I was complaining that for some reason it seems that even though I’m making more money, I’m not really getting anywhere. I still don’t have enough money. Even though I reach each monthly goal that I think I’ll never make, it’s never enough. “Everyone knows, the [...]
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There is More than Money
I watched Ponyo with my daughter this evening, without the computer and without working on anything. I desperately need to clean my house and do a ton of other things, but I realized that I haven’t spent much time with her actually doing anything. She begs me every night to play a game with her, [...]
Financial Literacy Month: Let’s Party
Bet you didn’t know April is Financial Literacy Month. Ok, maybe you did and I’m the only one on earth that didn’t. I know. Every month, day and week are dedicated to something special. April is also Straw Hat Month but since this is Miss Bankrupt and not Miss Scarecrow, I’m going to cover Financial [...]