There are rules that collection agents and bill collectors have to follow. For instance, according to the Fair Debt Collection Practices Act, creditors cannot harass, use obscene language, use the phone to annoy someone, or call during unreasonable times, which are generally before 8 in the morning or after 9 at night. Sometimes however, regardless [...]
Category Archives: Free Stuff
Win a $100 American Express Gift Card
Ask Mr. Credit Card is currently running a contest that offers a $100 American Express Gift Card. It’s really easy to enter and in my case, is the closest I may ever get to any American Express product. Yes, I know it’s a gift card. But it’s $100 and I know I could use extra [...]
The Nook Color and Free eBooks
I forgot to mention the newest addition to my bag of electronic obsession. My parents bought me an eReader, the Barnes and Noble Nook Color to be more specific. I am one of those people that always thought I enjoyed being able to hold a book and look at it on the book shelf, but [...]
The Legacy that Costs Nothing
I wrote recently, half joking that because of Walmart I had no legacy to leave my daughter. Nothing of value, no fantastic antique dishes. Just cheap affordable Walmart stuff. I can’t be the only one that has realized this, especially since nearly the entire world has become frugal (some never had a choice). What are [...]
Uncovering the Biggest Waste of All Time
I had a friend that kept a drawer full of condiments in the refrigerator. Packets of ketchup, jelly, mustard, even sugar and salt. I know. Ketchup costs money, but I don’t remember ever seeing this person using any of those packets of anything that were being squirreled away in the refrigerator. If you even suggested [...]
Deals for Veterans
Well, it’s Veterans Day and most will read this too late to benefit from any Veterans Day deals or specials. I hadn’t thought about it until my mom said she was taking dad to Applebee’s for the Veterans Day special. All you need today is proof that you are active duty or a veteran to [...]
Feeling Good for Free
I don’t know if it’s because it went from summer to winter in a week or if it’s because of just plain being broke, but I’ve fallen a bit into the doldrums in the last few days. Unfortunately, it does seem like the things that can pick you back up are either not good for [...]
Free Food from Family is Not Charity
I stopped at my parents’ house yesterday to pick up my daughter while they were busy packing up the RV to go camping this weekend. I asked my mom if she had any extra lunchmeat so the babysitter could make sandwiches for lunch the next day. Mom always has spare food. That’s where I want [...]