Operation Where in the Heck is My Money Going (Cont.)

I just thought I’d post some more about how I’m going to include my spending in the blog posts. Since Day 1 of Operation Where in the Heck is My Money Going, I’ve officially spent $1 on a bag of chips so I realized that hopefully there will be plenty of days that I have little or no spending to report. Especially since Monday I started out with groceries from the weekend and the car filled up so I didn’t really need anything yet anyway. I’ve also decided against mentioning what we eat every meal. That could get embarrassing and makes no difference anyway. If I buy something I’ll mention it, otherwise assume that I’m eating Ramen, canned soup, and oatmeal for my meals at work, and whatever I can come up with at home for dinner.

The weekend will be the true test as I’m sure I’ll be embarrassed to post what I’ve spent, but I’m guessing that having the blog in mind will also help me not to spend money on frivolous expenses.

I’ve also decided not to include the household bills that I have to pay because there isn’t anything I can do about those at this point. I will be including any money I spend on anything else though.

As far as the snowball method on the credit cards goes, I intend on just reporting on that once in a while since very little will change from month to month. I’ll only notice it working when the first card with the lowest balance is paid off and the payment is applied to the next card. Seems like an excruciatingly slow process but when it comes to the credit cards I don’t have many options and I desperately want to get those under control.

So far at the end of Day 3, it doesn’t look so bad. Obviously if I were only spending a dollar on a bag of chips and nothing else, I wouldn’t be in the situation I’m in financially so I’m sure my spending will pick up. Either way, wish me luck…