I’m considering the “Don’t Spend for a Month Challenge”, which means that for exactly one month I won’t spend any money on anything except of course the necessary bills.
Some people make everything from scratch, from food to detergent and use the car only when they need to go to work, etc. The weird thing is, besides the making my own detergent part, I kind of feel like I already live like that. Okay, I do spend once in a while on things that I could probably make or do without (especially for a month) so there is room for the challenge in my life. I’m curious how much I would save but I guess I’d have to start with an idea of how much I spend. So, whether I try the challenge or not, I’ve decided to start keeping a tally of every penny I spend for a month so if I do try the 30 day challenge I’ll have a place to start. I’m considering finding a way to differentiate the unnecessary and necessary spending.
Day 1 of Operation Where in the Heck is My Money Going? (Or Operation WITHIMMG)
Paid an old bill for my daughter’s preschool (she’s in Kindergarten now) ($150.00)
Drank a protein shake for breakfast.
Ate a salad a friend bought me for lunch.
Paid for the last 2 weeks of my daughter’s after school program which covers from 3:00 til I pick her up after work after 5:00. ($35.20)
Mac and Cheese for dinner.
No extra coffee, treats, food or shopping today.
On some days I won’t spend or pay anything (hopefully) and I’ll just note that at the bottom of my regular posts. I’m also going to try the Snowball Method for my credit card payments which means that I’ll be paying the minimums until the lowest balance is paid and then I’ll take the payment from that card and add it to the minimum of the next balance.
I should be making a ton of payments on credit cards this week. Can’t hurt to try. Wish me luck…