As you’ve probably heard by now, Epsilon, which handles email marketing for various credit card companies, was hacked and apparently a large number of client names and emails were involved. Most likely millions. I first received the notice from Juniper (Barclay’s Bank) and figured it was no big deal because, well it’s Juniper. I’m currently [...]
Tag Archives: credit cards
The Most Forgiving Credit Cards for Bankruptcy Filers
There are credit cards that a bankruptcy filer will not own until the bankruptcy is erased from the credit report (which, by the way, could be up to 10 years). I won’t list them because a) it’s depressing and b) all bankruptcy filers and broke people know which ones hate us. We are also aware [...]
Posted in Bankruptcy, Credit Cards and Bills, Credit Repair, Credit Reports Also tagged Bankruptcy, Capital One, Hooters, HSBC Leave a comment
How to Fix a Late Payment on a Credit Card
Well, as hard as I try to stay on top of my credit card payments, it is inevitable that one will be missed or forgotten. In my case it was a payment for Walmart which I never use and can’t remember why I did. Of course I forgot I even had a payment to make [...]
Posted in Bankruptcy, Credit Cards and Bills, Credit Repair, Credit Reports Also tagged Credit Repair, late payments 4 Comments
Operation Where in the Heck is My Money Going (Cont.)
I just thought I’d post some more about how I’m going to include my spending in the blog posts. Since Day 1 of Operation Where in the Heck is My Money Going, I’ve officially spent $1 on a bag of chips so I realized that hopefully there will be plenty of days that I have [...]
Posted in Credit Card Snowball Method, Operation WITHIMMG, Purchases Also tagged snowball method, spending, where in the heck is my money going 1 Comment
Post Bankruptcy Regrets
It took about a year after filing for bankruptcy before I started getting all of the offers for credit cards and loans. For a couple years, my credit was the best that it has been in almost my entire life. Now that it’s taken a dip again, I’m remembering things when my credit was good, [...]
Raped and Dumped and Raped by Credit Card
After reading this post at askmrcreditcard.com, I was expecting Chase to cancel the cards with the 28% (or so) interest rate. Here are their reasons for canceling the cards (2 credit cards/2 letters): Total available credit on bankcards is too low. (Really? They were fine before Chase dropped my credit limit.) One or more accounts [...]